Analisis Faktor-Faktor yang Mempengaruhi Keputusan Investasi Investor Ritel di Pasar Modal Indonesia
Keywords:
Literasi keuangan, keputusan investasi, pasar modal syariahAbstract
This study aims to analyze the factors influencing investment decisions, particularly in the context of Islamic capital markets. The examined factors include financial literacy, investment motivation, financial management strategies, and the impact of macroeconomic conditions on investor behavior. This research adopts a quantitative approach using survey methods, involving respondents actively investing in the Islamic capital market. Data were analyzed using statistical methods to identify relationships between the studied variables. The findings indicate that financial literacy plays a crucial role in enhancing investors' understanding of investment instruments, leading to more rational decision-making. Investment motivation was also found to be a significant factor in driving investor participation in the Islamic capital market, especially concerning return and risk perceptions. Furthermore, effective financial management strategies contribute to greater investment stability, while macroeconomic factors such as inflation and monetary policy also influence the dynamics of the Islamic capital market. The findings of this study provide valuable insights for investors, regulators, and financial institutions in designing more effective policies and strategies to enhance participation in the Islamic capital market.
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